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§ 04.02Pre-listing curb appeal · TX + OH

Listing-ready in 30–60 days.

We walk the curb-visible scope — roof, gutters, paint, trim, front door — before the listing photos. If storm damage is the trigger, your only out-of-pocket is the deductible. If not, paid-at-closing may fit. We won't push a tear-off when a paint refresh holds. DFW + Ohio.

The seller math · before vs after

List the house as-is, or list it after we prep it.

What the same house looks like to a buyer’s eye, an inspector’s clipboard, and a lender’s appraisal — when you list it now versus when we walk it first. Numbers are what we typically see on Texas and Ohio listings, not your home specifically.

Path AList as-is what buyers see today
Path BList after we prep 30–60 days from inspection
  • Days on market
    47–62 days21–34 days
    ~26 days faster
  • Initial offer vs ask
    4–8% underAt or above ask
    Closer to list price
  • Inspector findings flagged
    12–18 items0–3 items
    Fewer renegotiations
  • Repair credits at closing
    $3.5k–$9k typical$0–$500
    Net more at the table
  • Listing-photo quality
    Worn paint, hail-pocked elevationsClean exterior, fresh trim
    Click-through, not scroll-past

Numbers reflect what we typically observe on Texas and Ohio single-family listings in the $250k–$650k range. Your home, neighborhood, and listing strategy will move the math. We will tell you the honest read on yours during the inspection walk.

Why sellers choose RA before listing

Four numbers
that earn the listing.

15+
Years on the insurance side

Insurance-restoration depth.

We were filing storm-restoration claims long before the pre-listing concierge category existed. Our reps know Texas and Ohio policy structures, the two-check Replacement Cost Value process, and how adjusters scope a roof. That is the leverage on every claim we help you file.

30–60
Days from inspection to listing-ready

Built for the listing window.

Pre-listing has a clock. A typical roof-only restoration on an approved claim runs 30–60 days from the first walk to the sign in the yard. We size the timeline to your listing target — not the other way around.

1
Contract · timeline · warranty

One contract, everything in-house.

A typical exterior package is four to six trades. We hold roof, gutters, siding, paint, and trim under one PM. No sub-chain phone tag, no dropped handoffs, no second contract on day twenty when something else surfaces.

0$
Out-of-pocket upfront on approved claims

Deductible only — if approved.

On insurance-funded restoration the carrier funds the work and your only out-of-pocket is the deductible. For non-claim scope, paid-at-closing arrangements may be available subject to qualification — payment comes from sale proceeds, not your pocket.

What does it cost the seller?

Deductible only —
if the claim is approved.

Move the slider to see how a typical pre-listing scope splits between the carrier and your deductible. For non-claim scope, paid-at-closing arrangements may be available subject to qualification.

  • No out-of-pocket upfront on approved claims
  • One deductible — no hidden contractor costs
  • Paid-at-closing available on qualifying non-claim scope
  • RA is not a lender — no APR, no interest
(214) 578-9961Qualification call · no obligation
Project scope
$2,500
$500$10,000
Typical scope cost$8,000–$18,000
Carrier covers (if approved)~$10,500
Your out-of-pocket$2,500deductible
See if your listing qualifies

Scope cost ranges are directional estimates. Carrier approval and final scope determined by adjuster. Subject to qualification.

Three ways the work gets funded

Pick the path the house qualifies for before signing anything.

We talk through this on the qualification call — before the inspection runs, before any agreement. Not every home fits every path, and we will tell you that on the phone rather than waste a walk.

Path 1

Insurance-funded restoration

Storm-related damage on the roof or envelope. The carrier funds the restoration; the seller funds the deductible only.

  • We inspect, document, and meet the adjuster on-site
  • Carrier sets approval; we do not promise outcomes
  • Photos, scope, and warranty packaged for the closing file
  • Texas + Ohio policy structures handled in-house
Subject to carrier approval
Path 2

Direct-pay scope

Non-claim work paid the way any contracting project is paid — on signing, on milestones, balance at completion.

  • Scope, materials, and milestone schedule in writing
  • Open to anyone listing in the next 30–90 days
  • No claim, no qualification call required to start
  • Same one-PM, one-warranty handoff as the other paths
Standard contracting terms
Path 3

Paid-at-closing scope

Payment comes from sale proceeds at closing instead of upfront. Available case-by-case when the home, scope, and listing situation align.

  • Qualification call before any inspection or scope
  • Service agreement spells out the no-close scenario
  • RA is not a lender — no APR, no interest products
  • A small share of pre-listings; we say no on the call
Subject to qualification

Important — please read

  • For insurance-funded restoration, your only out-of-pocket cost is your deductible. Deductibles vary by policy; many Texas policies carry a separate wind/hail deductible that is higher than the all-peril deductible.
  • We do not waive, rebate, or absorb your deductible. In Texas this is illegal for a contractor; in Ohio it is non-standard. Any company that offers to do so should be a red flag.
  • For pre-listing work that is not insurance-eligible, paid-at-closing arrangements may be available subject to qualification. Qualification depends on the home, the project, and the listing situation. RA is not a lender. We do not offer financing terms, APR, or interest products of any kind.
  • Filing an insurance claim can affect your premium at renewal. That is a question for your carrier, not for RA Contracting.
  • For paid-at-closing work, payment terms are set out in your service agreement before any work begins. We walk through every line of that agreement — including what happens if the home does not close — before signing.

§ 06Reach the listing desk

Walk the curb with the lead who would prep it.

Free walk-through. We tell you what fits the listing window, what a claim could cover, and what fits a paid-at-closing path. Most quotes back in 24 hours. We won't push a tear-off when a paint refresh holds.

(214) 578-9961