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§ 01.00Roofing · TX hail belt + OH freeze-thaw

One crew. Two climates. Twelve roofing services.

Class 4 + PC068 in the I-35 hail corridor. Ice-and-water shield past the warm-wall line in Ohio. 25-year workmanship warranty in writing. We won't sell a reroof when a flashing repair holds.

Years on file
15+
Roofs replaced
4,800+
First-pass claims
92%
Coverage
TX + OH
Two states. Two failure modes.

Same crew. Same playbook.
Two climates that do not forgive shortcuts.

878
Texas hail events ≥1″ in 2024

The I-35 corridor is the densest hail belt in the country

Dallas County alone produced $102M in expected hail losses last year. Class 4 impact-resistant shingles — the kind that pass a 2-inch steel ball at 90 mph — earn 10–35% off the wind-and-hail portion of your insurance premium in Texas. The PC068 form (a one-page endorsement we hand off to your carrier at install) is what unlocks it. The discount typically pays back the upgrade in 4–6 years.

Source: NOAA / Texas Department of Insurance, 2024

42
Average Ohio freeze-thaw cycles per winter

Freeze-thaw cracks asphalt that has lost flexibility

Ohio code mandates ice-and-water shield (a sticky rubber membrane under the shingles) from the eave to at least 24 inches inside the warm wall — the line on your roof above where heated rooms end. Most cold-climate failures we see are skipped membrane, blocked soffit vents, or unsealed bath fans pumping warm humid air into the attic.

Source: Ohio Admin. Code 4101:8-9-01

47%
Texas hail claims closed without a payment in 2024

Documentation is the difference between paid and denied

Adjusters often walk only the front and street-facing sides; back and side hits get missed. We document each elevation with drone photography and chalk-circled test squares — and write the scope to capture each storm-related line item, not just the shingles.

Source: TDI Market Conditions Report, 2024

The atlas

Twelve roofing services.
Mapped to where they live on your house.

A roof is an assembly, not a product. Pick the layer or the trigger that matches your problem. Each chip below opens the spec sheet for that child page.

Three roofs, three sets of math

The $11K, $17K, and $30K
roof conversation — reframed.

Same house, three roofing systems. Architectural asphalt is the workhorse default. Class 4 impact-resistant earns the Texas insurance discount. Stone-coated steel wins on a 25-year ownership window. Here's what each one buys you.

Workhorse default

Architectural asphalt

  • Owens Corning Duration / GAF Timberline HDZ — 25–30 yr life
  • Synthetic felt + ice + water shield, to code
  • 130 mph wind rating; SureNail / StrikeZone uplift detail
  • Class 3 impact rating — no Texas insurance discount
  • After a hail storm, life resets to what the carrier pays
Recommended
Best Texas math

Class 4 impact-resistant

  • UL 2218 Class 4 — top hail tier; passes 2-inch steel ball at 90 mph
  • SBS rubber layer stays soft in Ohio winters
  • Texas wind/hail discount: 10–35% off Coverage A
  • PC068 endorsement form handed to your carrier at install
  • Discount typically pays for the upgrade in 4–6 years
50-year asset

Stone-coated steel

  • DECRA, Westlake, Boral — 50+ year metal life, moves with the home on resale
  • Class 4 impact + cool granules — your AC run-time drops in summer
  • Batten gap softens rain noise, quieter than shingle
  • Hail dents are cosmetic; the watertight panel stays sealed
  • 2–3× the upfront cost — wins on 25-year math, not year-one

Walk us through your house — we'll send the math back.

Free 47-point inspection. Drone each elevation, attic with a moisture meter, itemized scope back in 24–48 hours. No pitch, no obligation.

Schedule a roof walk-through
Why people pick up the phone

Five reasons homeowners
pick up the phone about a roof.

The hub orients across the 12 roofing services we offer. Most calls start the same five ways. Pick the one that matches what's happening at your house.

  1. R-01

    "A storm just came through."

    Hail, wind, hurricane, or freeze — the call where the clock matters.

    What you get

    Same-day tarp on emergency calls. Drone-documented every elevation. Carrier-ready scope back in 24–48 hours. We meet your adjuster on the roof, not in the driveway.

  2. R-02

    "My roof is older and I think I need a new one."

    Age-driven replacement — pick the system, scope the deck, price it once.

    What you get

    Tear-off (never overlay) so the deck gets eyes on it. Manufacturer-spec underlayment + ice-and-water shield + balanced ventilation on every job. 25-year workmanship warranty.

  3. R-03

    "I just want a roof that earns the insurance discount."

    Spec-driven — the math of Class 4, PC068, and the long roof.

    What you get

    Class 4 with the PC068 endorsement form handed to your carrier at install. 10–35% off Coverage A wind/hail in Texas. Discount typically pays for the upgrade in 4–6 years.

  4. R-04

    "I have a building with a flat roof."

    Commercial work — TPO, PVC, EPDM, modified bitumen.

    What you get

    Cover-board on every Texas job — the single biggest hail-survival upgrade most quotes leave out. Machine-welded seams probe-tested every 10 LF. Phased install on occupied buildings.

  5. R-05

    "Something is leaking — but I don’t know where."

    Diagnostic-first — the fix is rarely the whole roof.

    What you get

    Visual + attic + moisture-meter + thermal where it helps. Honest answer when the fix is $300, not $20,000. We document the actual source — flashing, ventilation, window seal, rotted trim — before recommending a tear-off.

The spec sheet

What separates the install,
category by category.

Class 4
Default Texas spec
  • GAF Timberline HDZ + Owens Corning Duration + Malarkey Vista AR (rubberized) stocked across the trucks
  • TAMKO HailGuard — first asphalt shingle with an extended hail warranty
  • DECRA / Westlake / Boral stone-coated steel for the 50-year tier
  • Synthetic underlayment is standard, not tar paper. Manufacturer warranties require it.
  • Ice-and-water shield to code at eaves and valleys; extended past the warm-wall line on each Ohio job
Installed to manufacturer spec — paperwork warranty-eligible the day it lands.

Already have a quote? Have us read it.

Bring us the line items and we'll tell you what's missing — synthetic underlayment, ice-and-water shield depth, deck-replacement allowance, ventilation rebuild. Honest answer, no obligation to switch.

Send us your existing quote
The receipts

15+ years on the roof.
Two states. One phone number.

Live · 15+ years of industry experienceUpdated quarterly · TX + OH
15+ yr
Industry experience
4,800+
Roofs replaced
4.9
Average rating
92%
First-pass claims
GAF certified installer
Owens Corning Preferred
Malarkey Emerald Pro
Texas + Ohio licensed
Plainly stated

Five things we tell each customer before they sign.

We would rather front-load the limitations than have you find them out later. Each one of these comes up on the inspection visit. We say them. We do not bury them.

  1. 01

    Texas HB 1183 prohibits a roofing contractor from acting as a public adjuster on a property they are roofing — and we follow that rule. What we do: document the damage with drone + chalk squares, write the scope, meet your adjuster on the roof, request supplements before sign-off. 15+ years of knowing how each major carrier writes a scope is on your side at the table.

  2. 02

    Class 4 impact-resistant shingles dramatically reduce hail damage but do not eliminate it. The UL 2218 test uses a 2-inch steel ball at 90 mph; real hail can be larger and faster. We will tell you honestly when an upgrade pencils and when it does not.

  3. 03

    Most Texas wind/hail deductibles are now 1–2% of dwelling value ($3K–$10K). We do not waive, rebate, or absorb your deductible — in Texas it is illegal, in Ohio it is non-standard. Any company that offers to do so is a red flag.

  4. 04

    Cosmetic hail dents on stone-coated steel and standing-seam metal are not considered functional damage by manufacturers. The watertight panel stays sealed as long as it has not fractured. After a major storm, at most a few panels need swapping.

  5. 05

    Filing an insurance claim can affect your premium at renewal. That is a question for your carrier, not for us. We can document damage and write scope; we cannot tell you whether to file.

Field FAQ

Real questions homeowners
ask on the first walk-through.

A.

Most homeowners do not. The inspection answers it. We walk each elevation, score the deck and ventilation, look at your insurance posture (Class 4 eligibility, hail history, deductible), and tell you which of the twelve fits your house and your situation. The atlas above lets you skim ahead. The inspection turns "system A vs system B" into a written recommendation.

§ 06Reach the dispatch desk

Walk the roof with the foreman who would put it on.

Free 47-point inspection. Drone each elevation. Attic walk. Itemized scope back in 24–48 hours. We won't sell a reroof when a flashing repair holds. No pressure pitch.

(214) 578-9961