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§ 01.03Metal roofing — TX + OH

Profile, gauge, finish. The math behind the upgrade.

Standing-seam, exposed-fastener, or stone-coated steel. Picked for your roof, your climate, and your ownership window. We won't sell metal when the asphalt math wins on a sub-12-year window.

50 yrdesign life
§ 01Standing-seamForever-home
§ 0224 gaugeTX hail belt
§ 03PVDFColor life
§ 04−15 to −25°FAttic drop
§ 05TX + OHBoth states
§ 06In-houseW-2 crew
Pick the profile, not the metal

Three questions tell you which of the three profiles to install.

The wrong profile is what gets you a metal roof that lasts 22 years instead of 50. Not the brand, not the color, not even the gauge — the profile family. Three branching questions, three honest answers.

  1. 01
    Question

    Does your HOA prohibit visible standing-seam ribs?

    Yes — needs to look traditional.
    CStone-coated steel

    Steel panel pressed into a tile or shake profile; reads from the curb as a tile roof, performs as a 50-year metal roof.

    No — the roof can read as metal.
  2. 02
    Question

    Will you own the home longer than 25 years (or hand it down)?

    Yes — 25-plus year horizon.
    AStanding-seam metal

    Hidden-fastener mechanical-lock or snap-lock seam. 50–75 year life on a properly fabricated install. The premium tier; cost matrix below.

    No — under 15 years, or rental / outbuilding.
  3. 03
    Question

    Is the structure a primary residence in the Texas hail belt?

    No — barn, shop, garage, or low-slope budget run.
    BExposed-fastener

    R-panel / PBR / 5V crimp. Visible neoprene-washer screws every 24″ — a $4 gasket the homeowner replaces in 15 years. Lower upfront, shorter life. Fine for what it is. Wrong for a TX-hail-belt house.

The 50-year math, drawn flat

One calendar. Four ways to spend fifty years.

Same horizon, four roofs. The asphalt rows show the tear-off cycles; the metal rows show one bar that’s still under warranty at year 50. Multiples are illustrative ranges, not quotes — the math depends on roof complexity, hail intensity in your county, and how long you plan to own the home.

Standard architectural asphaltThe default re-roof in TX hail / OH freeze-thaw.Upfront
yr 20tear-offyr 40tear-off3+ cycles

~2.5 cycles in 50 years. A hail event in any one of them resets the lifespan to whatever the carrier funds.

Hail-rated asphalt (Class 4)Impact-resistant shingle; carries the TX premium discount.Upfront1.2–1.4×
yr 25tear-off2 cycles

Two cycles. Survives most hail events that total a 3-tab; the carrier discount earns most of the upfront premium back.

Stone-coated steel (Profile C)Tile-textured steel on battens.Upfront2–3×
1 cycle

One cycle for the 50-year window. Same hail rating as a Class-4 shingle; same TX discount eligibility.

Standing-seam metal (Profile A)Mechanical-lock or snap-lock; hidden fasteners.Upfront2.5–3.5×
1 cycle

One cycle for the 50-year window. Survives hail events that total any shingle; cool-roof reflective coating drops attic temps in TX summers.

Multiples and cycle windows are illustrative — based on what we actually see come off TX and OH roofs after 15 years of tear-offs. On a shorter ownership window, the math favors asphalt; on a forever-home or hand-down-to-the-kids window, metal almost always wins.

The rain-on-tin myth

About the rain. About the heat.

Two questions every customer asks before a metal install: will the rain be loud, and will the summer be hotter? The honest answer is “it depends on the assembly underneath the panel” — and most customers have only ever seen the wrong assembly.

×
Wrong install

Metal direct over open rafters.

Wrong assembly — metal direct over open raftersCross-section showing why pole-barn metal sounds loudOPEN CAVITYno deck · no underlayment · no insulationceiling drywall (the only thing between panel and room)corrugated panel direct on purlins

What everyone pictures when they hear “metal roof.” Pole-barn assembly: panel screwed straight to purlins, no solid deck, no underlayment, attic open to the panel. Rain hits the panel and the assembly resonates like a drumhead.

  • Open rafter cavity (no insulation between panel + ear)
  • No solid wood deck behind the panel
  • No underlayment to dampen + secondary-water
Our install

Panel over solid deck and synthetic underlayment.

Right assembly — panel over solid deck + underlayment + insulationCross-section showing why residential metal stays quietpanelunderlay5/8″ deckR-49 insulationdrywallfive layers between panel and room

The same panel, but the assembly has a 5/8″ plywood deck, a high-temp synthetic underlayment, and an insulated attic cavity below. Three layers of damping between the panel and the room. Quieter than asphalt in the same storm.

  • 5/8″ plywood or 7/16″ OSB deck (existing or new)
  • High-temp synthetic underlayment, eave-to-ridge
  • R-49 attic insulation (Ohio) / R-38 (Texas)
  • For stone-coated steel: 3/4″ battens add an air gap
Rain noise — wrong install~62 dBPole-barn assembly: metal direct over open rafters, no deck. Heavy rain reads as a roar inside.
Rain noise — our install~46 dBSolid deck + synthetic underlayment + insulated attic. Below the noise of architectural asphalt in the same storm.
Attic temp drop, July15–25 °FCool-roof reflective coating measured by infrared on TX summer reroofs. Same panel, same house, same week.

Have us run the noise + heat numbers on your roof.

A senior estimator measures the existing attic insulation, deck condition, and ventilation; you get the panel, gauge, and underlayment spec for your specific assembly — not a generic metal-roof brochure.

Schedule the assessment
Spec, not catalog

Two decisions on top of the profile decide the warranty.See what we’d spec for your roof

Two decisions ride on top of the profile: the steel gauge (24 vs 26) and the paint chemistry (PVDF Kynar, SMP, or standard polyester). One combination on a TX-hail-belt house lasts 40 years; another on the same house lasts 8. The matrix below is what we’ve actually pulled off roofs after 15 years.

Gauge ↓  ·  Finish →PVDF (Kynar 500)SMP (silicone-modified polyester)Polyester (standard)
24-gaugeHeavier · stiffer · what we spec for TX hail.
spec we install most
Warranty
40-yr paint
Chalk + fade
Best — 70% gloss at year 30
Premium vs 24ga SMP
+30%
Best fit
TX UV + hail, primary residence

The premium spec — what we install most.

Warranty
30-yr paint
Chalk + fade
Good — chalks visibly past year 12
Premium vs 24ga SMP
Baseline (24ga)
Best fit
OH freeze-thaw, accent / shop

Acceptable in OH; not on TX-facing south slopes.

Warranty
15-yr paint
Chalk + fade
Poor — fades by year 8 in TX
Premium vs 24ga SMP
−15%
Best fit
Outbuildings only

Skip on residential.

26-gaugeLighter · easier to form · OH default.
Warranty
30-yr paint
Chalk + fade
Best — 70% gloss at year 30
Premium vs 24ga SMP
+15%
Best fit
OH residential, accent walls

OH residential default. Lighter; bends easier.

Warranty
25-yr paint
Chalk + fade
Good — chalks past year 10
Premium vs 24ga SMP
−5% (baseline 26ga)
Best fit
OH residential, budget runs

OH-only. Hail in TX dents 26ga visibly.

Warranty
15-yr paint
Chalk + fade
Poor — fades by year 7
Premium vs 24ga SMP
−15%
Best fit
Sheds, outbuildings

Skip on residential.

Plain-English glossary — Gauge is steel thickness (24-gauge is heavier than 26). PVDF (also called Kynar 500) is the premium paint chemistry; SMP is silicone-modified polyester, the mid-tier; polyester is the cheap one. Chalk-fade is how the paint looks at year 10 — premium paints stay glossy, cheap paints turn flat and dusty.

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§ 06Reach the dispatch desk

Get the metal-spec quote. In writing.

A senior estimator on the roof for forty minutes. We measure deck condition, vent, and roof shape. Then a written proposal that names the profile, gauge, finish, fastener pattern, and underlayment for your assembly. The 50-year cost numbers run against your ownership window.

(214) 578-9961